Legal information
Website policies and borrowing guides
Understand this website’s role and check the documents supplied by the external provider before accepting an offer.
BluCross provides information and referral links. A loan agreement is made with the provider named on its documents. The guides here explain what to check; they do not replace that agreement or create a loan with this website.
Check a providerMatch a provider’s legal name and registration in official registers.Pre-agreement statement and quotationWhat the offer contains, how long it is valid, and what happens when terms change before you accept.Your loan agreementA plain-language guide to what each side commits to, how payments are applied, and your rights under the National Credit Act.Website terms of useThe terms on which we make this site available, what the calculator is, and applicable law.Privacy noticeWhat we collect, why, who receives it, how long we keep it and the rights you have under POPIA.Privacy requestsHow to ask what we hold, correct it, object, or opt out of marketing.Access to informationFind the record holder and official request guidance.Language policyThe languages we publish documents and provide service in, and how to ask for help in another one.Cookie noticeWhat this site stores in your browser, and what we never put into measurement.Accessibility statementThe standard we work to, what has been tested, and the known limitations.Responsible lendingAffordability, provider verification and help when repayments are difficult.Editorial standardsPublisher, calculation assumptions, sources and corrections.
Use official registers to check the actual provider. A familiar brand name or a number printed on a website is not enough: match the legal entity and current status.
Content updated · Editorial standards