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Calculator and guides

You can browse and calculate without creating an account or submitting an ID number. Calculator inputs are processed in the browser; the tool does not send them with the application link. The downloaded estimate is created locally in your browser.

Referral redirects

The server may record an aggregate daily referral-click count before redirecting you. The counting request does not copy the incoming request’s IP address, referrer or calculator entries. It does not create a borrower record. The redirect sets no cookie and uses a no-referrer policy. Requests with Do Not Track or Global Privacy Control are excluded from this counting logic. Hosting and network services may still process connection data needed to deliver requests.

Email correspondence

If you email a website question, the message, your email address and the information you choose to include are handled to respond to that question. Do not send identity documents, bank statements, passwords or sensitive loan files. This website is not the channel for an external lender’s application or servicing records.

Other providers

After leaving the site, the external provider processes information under its own privacy notice. Read that notice before applying. For a query about information sent to BluCross, see privacy requests; for general POPIA information, consult the Information Regulator.

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