How to use BluCross Capital

1. Understand the cost

Choose a loan model, amount and term in the calculator. It runs in your browser and needs no ID, account or bank connection. Read its assumptions and download the example if useful.

2. Compare with an actual offer

The estimate is not a quote from a lender. A provider’s interest, fees, insurance, repayment term and approval decision can differ. Compare its written quotation with your budget and the amount you actually need.

3. Open the external application

Apply now takes you to an external website through a paid referral link. BluCross may receive a commission if you take up an offer. The provider manages its own application, assessment, documents, agreement and payment process. BluCross does not save application steps or issue a credit decision.

4. Manage any agreement with that provider

Keep the provider’s contact details and agreement. Ask it about application status, payouts, repayment changes or settlement. Our help centre provides general guidance, not access to an account or a payment system.